Welcome to CleverTrd! These Terms and Conditions (“Terms”) govern your use of our website and services, including our trading education courses. You agree to be bound by these Terms by accessing or using our website. Please read them carefully before using our services.

1. Acceptance of Terms

By accessing and using CleverTrd’s website and services, you agree to comply with and be bound by these Terms and our Privacy Policy. If you do not agree with these Terms, you must not use our website or services.

2. Eligibility

To use our services, you must be at least 18 years old or have reached the age of majority in your jurisdiction. By accessing our website, you represent and warrant meeting these eligibility requirements.

3. Use of Services

• Personal Use: CleverTrd’s services are only for personal, non-commercial use. You may not use our services for any illegal or unauthorised purpose.
• Account Responsibility: When you create an account with CleverTrd, you agree to provide accurate and complete information. You are responsible for maintaining the confidentiality of your account information, including your password, and for all activities under your account.
• Prohibited Conduct: You agree not to engage in any activity that interferes with or disrupts our services, including transmitting malware, spam, or unsolicited messages.

4. Course Enrollment and Payments

• Enrollment: By enrolling in a course, you agree to pay the fees specified at purchase. All payments are non-refundable unless otherwise stated.
• Payment Information: You must provide valid payment information. By providing such information, you represent and warrant that you are authorised to use the payment method and that you authorise us to charge your payment method for the total amount of your purchase.
• Refund Policy: Our refund policy is outlined on our website and may vary depending on the course or service. Please review the specific refund policy before enrolling in a course.

5. Intellectual Property Rights

• Content Ownership: All content provided on the CleverTrd website, including but not limited to text, graphics, logos, images, videos, and course materials, is the property of CleverTrd or its content suppliers and is protected by international copyright and trademark laws.
• Limited License: You are granted a limited, non-exclusive, non-transferable license to access and use the content for personal, non-commercial use only. You may not reproduce, distribute, modify, create derivative works from, publicly display, or perform the content without express written permission from CleverTrd.

6. Disclaimers and Limitation of Liability

• No Financial Advice: CleverTrd provides educational content and does not offer financial, investment, or trading advice. Any information provided is for informational purposes only and should not be construed as professional advice. You acknowledge that trading in Forex and cryptocurrencies involves significant risk.
• No Guarantees: CleverTrd does not guarantee any specific results from using our services. You understand that trading carries inherent risks, and CleverTrd is not responsible for any losses or damages that may occur.
• Limitation of Liability: To the maximum extent permitted by law, CleverTrd shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or in connection with your use of our services.

7. Indemnification

You agree to indemnify and hold harmless CleverTrd, its affiliates, and their respective directors, officers, employees, and agents from and against any claims, losses, liabilities, damages, costs, and expenses, including reasonable attorney fees, arising out of or in connection with your use of our services or violation of these Terms.

8. Modifications to the Terms and Services

CleverTrd reserves the right to modify these Terms at any time. We will provide notice of changes by posting the updated Terms on our website. Your continued use of our website and services after any changes constitutes your acceptance of the updated Terms.

9. Termination

CleverTrd reserves the right to terminate or suspend your access to our services, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason at our sole discretion.

10. Governing Law

These Terms and any disputes arising out of or relating to these Terms or your use of our services shall be governed by and construed by the laws of the jurisdiction where CleverTrd is located, without regard to its conflict of law principles.

11. Contact Us

Please contact us if you have any questions or concerns about these Terms.